*Proceeds from an insurance policy are generally income-tax-free, and if properly structured, may also be free from estate tax. Income-tax-free distributions are achieved by withdrawing to the cost basis (premiums paid), then using policy loans. Loans and withdrawals may generate an income tax liability, reduce available cash value, and reduce the death benefit, or cause the policy to lapse. This assumes the policy qualifies as life insurance and is not a modified endowment contract.

The Host and its affiliates do not provide tax, legal or accounting advice. This material has been prepared for informational purposes only, and is not intended to provide, and should not be relied on for, tax, legal, or accounting advice. You should consult your own tax, legal, and accounting advisors before engaging in any transaction. This content is not intended to serve as the basis for any investment or purchasing decisions, nor does it recommend or involve the purchase, holding, or sale of a security.  and is meant only as a partial overview of some relevant features and benefits of general insurance products that may be in the marketplace, and whose availability will be dependent on the State of residence of the consumer, and their individual suitability for the product they are wanting to purchase. Where insurance products are mentioned, any and all guarantees are backed by the financial strength and claims-paying ability of the issuing insurance company.

By contacting Absolute Retirement Solutions, LLC KS Insurance Lic. #18146286, CO Insurance Lic. #522489, MO Insurance Lic. #8391413, AK Insurance Lic. #3001850385 / Matthew Walker KS Insurance Lic. #8237147, CO Insurance Lic. #252293, MO Insurance Lic. #336989, AK Insurance Lic. #3001720408 / Jeffrey Tupper KS Insurance Lic. #4884169, CO Insurance Lic.  #448739, MO Insurance Lic. #179159 / Salvatore Lavely KS Insurance Lic. #2341304, MO Insurance Lic. #322831, you may be offered information regarding the purchase of insurance products, including fixed index annuities and life. No products will be sold at the event and there is no obligation to make a follow-up appointment. Salvatore Lavely, an Investment Advisory Representative, offers advisory services as Absolute Wealth Management, which operates through Gibbs Wealth Management (GWM), an SEC-registered investment adviser. Insurance products and services are not offered through GWM but are offered and sold independently by Matthew Walker, Jeffrey Tupper, Salvatore Lavely and Absolute Retirement Solutions, LLC.